Checklist: What Goes Into a Mortgage Payment: PITI and More
Print this page or keep it open while you talk with lenders. These questions relate to the guides on this site.
- When is my escrow analysis done?
- Did taxes or insurance increase?
- Can I spread a shortage over twelve months?
- Is my assessment accurate?
- Should I shop my insurance?
Before any application
- Verify the lender and loan officer on NMLS Consumer Access.
- Ask for a Loan Estimate and compare it with at least one other.
- Never send documents or wire funds based only on an email request.